Privacy Policy

Privacy Policy

Privacy Policy

Effective Date: August 25, 2026

At BT Finance PLC, we respect your privacy and are committed to protecting the personal information entrusted to us. This Privacy Policy explains how we collect, use, store, protect, and disclose information when you visit our website or use our services.

By using our website or services, you acknowledge the practices described in this Privacy Policy.

Information We Collect

We may collect information that you voluntarily provide to us when you use our website, request information, submit an application, contact us, or otherwise interact with our services.

We may also automatically collect certain technical information when you access our website, including information provided by your browser, device, and network connection.

The information we collect may include:

  • Full name
  • Email address
  • Telephone or mobile number
  • Date of birth
  • Contact information
  • Information submitted through applications or inquiries
  • Device and browser information
  • IP address
  • Website usage and interaction information

We only collect information that is reasonably necessary for legitimate business, service, security, and legal purposes.

Log Data

When you visit the BT Finance PLC website, our servers or service providers may automatically record certain technical information.

This may include your IP address, browser type and version, operating system, pages visited, date and time of access, time spent on pages, referring pages, and technical information relating to errors or website performance.

This information may not identify you directly on its own. However, it may be combined with other information in circumstances where identification is reasonably possible.

Personal Information

Depending on the services you use and the nature of your interaction with us, we may request personal information such as:

  • Name
  • Email address
  • Date of birth
  • Telephone or mobile number
  • Address and other contact information
  • Information required to process applications or requests
  • Other information necessary to provide requested services

Where financial or regulatory requirements apply, additional information may be required to verify your identity, assess eligibility, prevent fraud, or comply with applicable laws.

Lawful Reasons for Processing Personal Information

BT Finance PLC collects and uses personal information only where there is an appropriate legal or legitimate basis for doing so.

Depending on the circumstances and applicable law, we may process information to provide requested services, fulfill contractual obligations, comply with legal and regulatory requirements, protect our legitimate interests, prevent fraud and security threats, or where you have provided consent.

We aim to collect only information that is relevant and reasonably necessary for the purpose for which it is processed.

Collection and Use of Information

We may collect personal information when you:

  • Submit an application, inquiry, or request through our website.
  • Contact us by email, telephone, social media, or other communication channels.
  • Subscribe to receive updates or communications from us.
  • Access our website using a mobile device or web browser.
  • Participate in promotions, surveys, or other activities we may offer.
  • Interact with BT Finance PLC through social media or other online platforms.

We may collect, use, hold, and disclose personal information for purposes including:

  • Providing and administering our products and services.
  • Communicating with you about your requests, applications, or account.
  • Verifying information and identity where required.
  • Maintaining internal records and administrative systems.
  • Improving our website, products, and customer experience.
  • Protecting against fraud, unauthorized activity, and security threats.
  • Maintaining the security and integrity of our systems.
  • Complying with applicable legal, regulatory, accounting, and reporting obligations.
  • Communicating information about services or updates where permitted by law.

We will not use personal information for purposes that are incompatible with the purpose for which it was collected unless permitted or required by applicable law.

Security of Your Personal Information

BT Finance PLC takes reasonable and appropriate measures to protect personal information against unauthorized access, disclosure, alteration, loss, misuse, or destruction.

These measures may include administrative, technical, and organizational safeguards appropriate to the nature of the information and the risks involved.

However, no method of electronic transmission, communication, or storage can be guaranteed to be completely secure. While we take reasonable steps to protect your information, we cannot guarantee absolute security.

Where required by applicable law, we will take appropriate steps in response to a data breach, including any required notifications.

You are also responsible for maintaining the confidentiality of any passwords, login credentials, or other account information associated with your use of our services.

How Long We Keep Your Personal Information

BT Finance PLC retains personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy.

The length of time we retain information may depend on the nature of the information, the services provided, our business requirements, and applicable legal, regulatory, accounting, or reporting obligations.

When personal information is no longer required, we will take reasonable steps to securely delete it, destroy it, or anonymize it, subject to applicable retention requirements.

Children's Privacy

Our website and services are not intended to knowingly collect personal information from children under the age applicable under relevant privacy laws.

We do not knowingly collect personal information from children where such collection is prohibited by applicable law.

If you believe that a child has provided personal information to us without appropriate authorization, please contact us so that we can take appropriate action.

Disclosure of Personal Information to Third Parties

BT Finance PLC may disclose personal information where reasonably necessary for legitimate business, service, security, or legal purposes.

Recipients may include:

  • Our parent company, subsidiaries, affiliates, or related entities, where applicable.
  • Employees, contractors, professional advisers, and authorized representatives.
  • Technology, hosting, data-storage, cybersecurity, and IT service providers.
  • Payment, communications, analytics, and other service providers supporting our operations.
  • Business partners and agents where necessary to provide requested services.
  • Professional advisers, including legal, accounting, auditing, and compliance professionals.
  • Courts, regulators, government authorities, and law-enforcement agencies where required or permitted by law.
  • Third parties where disclosure is necessary to protect our rights, property, customers, or security.
  • Successors or relevant parties in connection with a merger, acquisition, restructuring, financing, or transfer of business assets, where legally permitted.

We expect third-party service providers handling personal information on our behalf to maintain appropriate confidentiality and security measures.

International Transfers of Personal Information

Depending on the location of our operations and service providers, personal information may be stored or processed in countries other than the country in which it was originally collected.

Where personal information is transferred internationally, BT Finance PLC will take reasonable steps to ensure that such transfers comply with applicable privacy and data-protection requirements.

Where required by law, we will implement appropriate safeguards for international transfers of personal information.

Your Rights and Control Over Your Personal Information

Depending on your location and applicable law, you may have certain rights regarding your personal information.

These may include the right to:

  • Request access to personal information we hold about you.
  • Request correction of inaccurate or incomplete information.
  • Request deletion of personal information where legally permitted.
  • Request restriction of certain processing activities.
  • Object to certain uses of your personal information.
  • Withdraw consent where processing is based on consent.
  • Request a copy of certain personal information in a portable format where applicable.
  • Opt out of certain marketing communications.

You may contact us using the details provided on our website to exercise applicable rights.

We may need to verify your identity before processing certain requests.

If you receive marketing communications from us, you may unsubscribe using the instructions provided in the communication or by contacting us directly.

Where applicable, you may also have the right to lodge a complaint with the relevant data-protection or privacy authority.

Use of Cookies

BT Finance PLC uses cookies and similar technologies to support website functionality, security, performance, and user experience.

Cookies may allow us to remember preferences, understand how visitors use our website, improve our services, and maintain website security.

You may be able to manage or disable certain cookies through your browser or our cookie-consent tools. Disabling certain cookies may affect some website functionality.

For additional information, please refer to our Cookie Policy.

Third-Party Websites

Our website may contain links to third-party websites, applications, or services.

BT Finance PLC does not control the privacy practices, security, or content of third-party websites. We encourage you to review the privacy policies of any external websites you visit.

We are not responsible for the privacy practices of third parties that operate independently from BT Finance PLC.

Limits of Our Policy

This Privacy Policy applies to information collected through BT Finance PLC's website and services covered by this policy.

It does not necessarily apply to third-party websites, applications, or services that may be accessible through links on our website.

Additional privacy notices may apply to particular products, services, applications, or transactions where required.

Changes to This Privacy Policy

BT Finance PLC may update this Privacy Policy from time to time to reflect changes to our business practices, services, technology, or applicable laws and regulations.

When changes are made, the updated version will be published on this page with a revised effective date.

Where required by applicable law, we will provide additional notice or obtain consent for material changes to how personal information is used.

Contact Us

If you have questions about this Privacy Policy, wish to exercise an applicable privacy right, or have a concern about how your personal information is handled, please contact BT Finance PLC using the contact information provided on our website.

BT Finance PLC
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